CareCredit Terms & Conditions

GE Capital Consumer Card Co.


No Interest Payment Plans

*Offer is subject to credit approval by GE Capital Consumer Card Co. Applies to purchases of at least $300 made on CareCredit consumer credit card account. No finance charges will be assessed on the promotional purchase amount (excluding optional debt cancellation charges) if you pay this amount in full by the payment due date as shown on your 3rd billing statement. If you do not, finance charges will be assessed on the promotional purchase amount from the date of purchase. Minimum monthly payments are required during the promotional period. If minimum monthly payments are not paid when due, all special promotional terms may be terminated. Standard account terms apply to non-promotional purchases and, after promotion ends, to your promotional purchases. Variable APR of 22.48% as of October 1, 2003; 2003 (in PR, the fixed APR is 22.48%). Except in PR, fixed APR of 24.75% applies if the minimum payment is not made within 1 month of the payment due date. Minimum finance charge of $1 ($0 in PR).


Extended Payment Plans

**Offer is subject to credit approval by GE Capital Consumer Card Co. Applies to purchases of $1500 or more made on a CareCredit consumer credit card account. Minimum monthly payments of a fixed amount of 2.68% of the promotional purchase amount (plus optional debt cancellation charges) will be required each month in addition to any other required minimum payment. Finance charges will be assessed on the promotional purchase amount from the date of the purchase at the fixed daily rate of .0355% (corresponding fixed ANNUAL PERCENTAGE RATE of 12.96%). If minimum monthly payments on your account (including optional insurance charges) are not paid when due, all special promotional terms may be terminated. Standard account terms apply to non-promotional purchases and, after promotion ends, to your promotional purchases. Variable APR is 22.48% as of October 1, 2003 (in PR, the fixed APR is 22.48%). Except in PR, fixed APR of 24.75% applies if the minimum payment is not made within 1 month of the payment due date. Minimum finance charge of $1 ($0 in PR).